smsf finance

Have you considered using the funds in your Self Managed Super Fund (SMSF) to invest in residential or commercial property? The savings you’ve built up in your Superannuation Fund can be used to make investments in a range of asset classes. By transferring your super to a new or established SMSF the opportunity to use gearing to purchase property may become available.

If property purchase is part of your SMSF strategy we can help to achieve the best possible outcome in terms of a SMSF mortgage.

SMSF lending is subject to stricter requirements than regular residential lending. We’ll assist with all the parameters and guide you through the process step by step. We’ll do all the hard work so you can relax and look forward to the return on your investment.

We’ll do all the hard work so you can relax and look forward to the return on your investment.

Using your SMSF funds as a deposit, some lenders will approve loans starting at just $100,000 to purchase property, and the income generated from the rental can help meet your repayments.

With commercial property in particular, it may be possible for your SMSF to purchase a property that will be occupied by your business, as long as the rent is at market rates.

Essentially this type of finance is a Term Loan with features such as flexible terms up to 30 years, the choice of principal and interest or interest only repayment, and the options of fixed or variable rates, or a combination of both.

Talk to us about your options, you may be surprised at what we can achieve!