personal loans

There are many different circumstances under which you might want to take out a personal loan. It might be a new car, a house renovation, or even that long-awaited overseas holiday! We can help you with any type of personal loan you require. We’ll do all the hard work, the research and the market options and respond with options for you to consider.

Secured or unsecured, we can give you options that best suit your needs and circumstances.

Speak to us about loans for:

• A holiday

• A new vehicle

• Your wedding

• A home renovations

• A medical procedure

• Debt consolidation

• Furniture and appliances

Secured Loans

With a secured loan, the asset (for example a car) you're purchasing is used as security against the loan. The downside is that if you default on your repayments, the lender can repossess your asset, sell it and use the funds to pay off your debt. However, a plus is that these types of loans can be advertised at a lower interest rate because they're considered a lower risk for the lender.

Unsecured Loans

An unsecured loan does not require an asset (car or home) to protect the lender. This means you can quickly secure the funds you need without putting your assets on the line. Instead, the lender simply looks at your credit history and assesses your ability to make repayments. The loan is paid back over an agreed period of time with a personal loan interest rate. It’s that simple!