car and asset finance

Ahhh that new car smell… we can help you with that! But did you know we also assist with finance for equipment, trucks, vans, excavation equipment and more?

Dealerships will offer ‘easy finance’ but while dealer finance can be convenient, and requires no planning, their finance rates are often higher. This can add significantly to the overall cost of the loan. At Aspire Financial group we can help you apply for a low-rate vehicle or asset loan from our large range of partner lenders.

The key to making use of a low-rate car loan is to get pre-approval from the lender before you go the the car dealership. This allows you to resist any pressure from the dealer to use their finance.

It also takes away a bargaining chip that the dealer can use to extract a higher price for the vehicle, as you will not be dependent upon them supplying your finance, and will not need to divulge your borrowing capacity.

How does it work?

We ask you some simple questions about your financial health and we take your brief in terms of what you’re looking to acquire, then on your behalf we shop the market for the best rate and work with the lender to get you approved. There’s no cost to you for our services. It’s that simple!

Talk to us about:

• Car finance

• Truck, van or other service vehicle finance

• Boat finance

• Excavation equipment finance

• Business equipment finance

Generally speaking, a car loan with the lowest possible interest rate, and little to no fees (low comparison rate) is best. However, at Aspire we don’t just look at the interest rate. Some lenders advertise a low rate on the loan, but make up for it with exorbitant fees instead, so we look at the whole package including all hidden fees. We also look at comparison rates as well, because the comparison rate factors in upfront and ongoing fees. In addition, different car loan features can also help such as the ability to make flexible or extra repayments.

Let’s get started!